Medicare Advantage Plans (also referred to as Medicare “Part C” or “MA Plans”)

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Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage and are offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D). In many cases, you’ll need to use health care providers who participate in the plan’s network and service area for the lowest costs. These plans have set limits on what you pay out-of-pocket each year for covered services, to help protect you from unexpected costs. Some plans offer out-of-network coverage, but sometimes at a higher cost. ​

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Medicare Supplement Plans (also referred to as Medigap plans)

 

Medicare Supplement plans help to fill the “gaps” in Original Medicare (Part A, Part B) and are sold by private insurance companies.

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Medicare Supplements (Medigap) can help pay some of the remaining health care costs like copayments, coinsurance, and deductibles.

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Members can use any provider in the country that accepts Medicare..

 

Medicare Supplement Plans DO NOT include:

- Hearing

- Vision

- Prescriptions

- Dental

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Part D Coverage

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Medicare Part D is a standalone prescription drug coverage plan offered by private insurance companies approved by Medicare. It helps cover the cost of prescription drugs, including both brand-name and generic medications.

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Dental and Vision Insurance

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Dental Insurance is an insurance coverage for individuals to protect them against dental costs.  It insures against the expense of treatment and care of dental disease and accident to teeth. Plans generally cover some or all of the costs for oral exams, cleanings, fillings and x-rays.